International Journal of Innovative Technologies in Economy https://rsglobal.pl/index.php/ijite <p style="line-height: 1.5;"><strong>e-ISSN:</strong> 2414-1305<br><strong>DOI:</strong> 10.31435/rsglobal_ijite<br><strong>OCLC Number:</strong> 1051267688<br><strong>Publisher:</strong> RS Global Sp. z O.O., Poland<br><strong>Operated by:</strong> <a href="https://sciformat.ca/" target="_blank" rel="noopener">SciFormat Publishing Inc.</a>, Canada<br><strong>Subject area:</strong> Economics<br><strong>Submission to publication:</strong> 61 days<br><strong><span class="sc-hwwEjo cdchLr">Acceptance rate: </span></strong><span class="sc-hwwEjo cdchLr">49</span><span class="sc-kPVwWT hZDpyF">%</span></p> en-US <p>All articles are published in open-access and licensed under a Creative Commons Attribution 4.0 International License (CC BY 4.0). Hence, authors retain copyright to the content of the articles.<br>CC BY 4.0 License allows content to be copied, adapted, displayed, distributed, re-published or otherwise re-used for any purpose including for adaptation and commercial use provided the content is attributed.</p> editorial_office@rsglobal.pl (RS Global journals) editorial_office@rsglobal.pl (Technical Support) Tue, 30 Dec 2025 00:00:00 +0000 OJS 3.1.2.1 http://blogs.law.harvard.edu/tech/rss 60 THE ROLE OF DIGITAL FINANCIAL TECHNOLOGIES IN THE SUCCESS OF SHARIAH-COMPLIANT CROWDFUNDING PLATFORMS https://rsglobal.pl/index.php/ijite/article/view/4122 <p>Digital financial technologies play a pivotal role in enhancing the efficiency of Islamic crowdfunding platforms. Technologies such as blockchain and smart contracts contribute to greater transparency and security, while artificial intelligence is employed to ensure compliance with Shariah principles through contract verification and the avoidance of prohibited elements such as riba. Islamic crowdfunding is founded on the principles of risk- and profit-sharing and provides innovative financing solutions such as murabaha and mudarabah, thereby supporting entrepreneurship and socially impactful projects. However, these platforms face significant challenges, including the absence of unified regulatory frameworks, security risks such as cyberattacks, and limited public awareness of Islamic financial tools. Conversely, promising opportunities emerge through the development of digital financial products such as electronic sukuk and the promotion of financial inclusion by expanding access to financial services, particularly in emerging markets. Case studies highlight the success of platforms such as Saudi Arabia’s “Ethraa” and Singapore’s “Capital Boost” in integrating technology with Shariah principles, leveraging tools like blockchain and digital payment systems.</p> Wassila Boutaa, Mokhtar Bengouia Copyright (c) 2025 Wassila Boutaa, Wassila Boutaa, Mokhtar Bengouia https://creativecommons.org/licenses/by/4.0 https://rsglobal.pl/index.php/ijite/article/view/4122 Fri, 10 Oct 2025 00:00:00 +0000